Car accidents are often stressful and disorienting. Whether it’s a minor bump or a major collision, knowing what to do immediately afterward can significantly impact your safety, legal rights, and potential compensation. This guide outlines key legal steps to take under Belgian law.
Step 1: Check for Injuries and Call Emergency Services
Safety is paramount. If anyone is injured, call 112 for emergency services. Even for minor injuries, seek medical attention immediately. Certain injuries like whiplash may not show symptoms right away. A medical report is also essential for any future insurance claim or legal case.
Step 2: Secure the Scene and Exchange Information
Once it is safe:
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Move vehicles to a secure location if possible
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Turn on hazard lights
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Exchange details with the other driver(s), including:
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Full name and contact information
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Address
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Vehicle registration number
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Insurance company and policy number
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Make and model of the vehicle
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Avoid admitting fault at the scene. Liability is determined based on Belgian road laws and insurance investigation.
Step 3: Document the Incident
Use your phone to capture clear photos of:
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Vehicle damage
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Road layout and signage
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Weather and traffic conditions
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Any visible injuries
Write down the exact time, location, and events surrounding the accident. If there are witnesses, collect their names and contact details.
Step 4: Notify Your Insurance Provider
Inform your insurance company as soon as possible—preferably on the same day. Be accurate and avoid speculation. Failure to report promptly may impact your cover or claim eligibility under Belgian insurance law.
Step 5: Consult a Road Traffic Accident Lawyer
Even if the accident seems minor, a legal expert can assist you in:
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Establishing liability under Belgian traffic laws
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Managing communications with insurers
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Securing compensation for injuries, damages, and lost income
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Filing a personal injury claim if necessary
If you’re not at fault, Lamb Global Legal Firm can help you pursue the full compensation you’re entitled to.
Bonus Tips: What Not to Do
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Do not leave the scene without exchanging details—it may be considered a criminal offence.
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Do not post about the accident on social media—it could be used against you.
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Do not sign any documents without first consulting a legal professional.
Final Thoughts
Accidents can happen, but knowing your legal rights in Belgium is crucial. Save this checklist and reach out to Lamb Global Legal Firm for professional legal support to protect your health, rights, and financial interests.